I’m going to talk about something I was always taught by my parents not to.
Money.
“Eurgh”, right?
Look – a string of bad decisions have led to where I’m at financially, I am 100 per cent aware of the fact that it’s no one’s fault but my own. So I’m going to tell my story, because I know I am not the only person out there who doesn’t posses the willpower to stop themselves from spending, and I know there aren’t many others who would feel comfortable sharing their own stories for fear of judgement.
*DISCLAIMER* this is not a “help me, I’m poor” type of story, by the way.
I know I’m incredibly lucky to be in the position I’m in now, and that I’ve had people who have been able to help me. I am NOT seeking any form of sympathy.
But anyway, here goes:
I’ve had a spending problem for as long as I can remember.
School tried. My parents tried. Bank tellers tried. But I just couldn’t grasp the concept of saving.
When I landed my first casual job at 15 (I was a Subway sandwich artist) I was delighted to have my own income to play with.
Every payday I’d head to Diva to stock up on cheap chintzy rings and all manner of slogan T-shirts from Jay Jays (so cringe).
Top Comments
If you are having trouble with debt or budgeting or your finances go and see a financial counsellor. It is free and they will give you good information that they are not making money from, so won't try and talk you into anything.
"Trying to think up excuses to decline invitations because you know you can’t afford it"
Interestingly, I find women are much more open about not being able to do things because they are broke, where as men are far more reluctant. I know I could never say I can't do something because I don't have money/clothes, and would make up excuses.